Welcome to my HourATM Review!
HourATM is a new cryptocurrency investment platform that has got my attention recently.
As you can see they offer up to 1600% return on investment on their investment packages, so I decided to have a closer look for myself and see if it is legit or not.
If you are thinking of investing in HourATM make sure you read this post till the END.
I am going to do the a full analyse of the HourATM, which will include, products, registration, certificate, owners of the company and much more.
Just Pay close Attention…
Table of Contents
HourATM Review (Company)
HourATM is an online investment platform which specialises in cryptocurrency investment. They promise a steady hourly return from your investment. They also guarantee that you will always make money because of the experts and professionals that they have whom manage the investments.
In the “About Us” section of the website, I was able to find their management team.
I did a quick google search on all of those names and I wasn’t able to find any digital footprint connecting any of the above people to HourATM.
Moving on, another thing that was interesting on their website was that, they say they have 10 years experience in trading and have “created $80 million profit last year”.
Now let’s put these into perspective. Firstly lets check their domain registration on who.is.
Based on who.is their domain ‘houratm.com’ has been privately registered on October 2019 and has been updated recently on October 2020. So as far as I can tell, that 10 years experience is not true. In addition to that, based on the info on whois all the domain related registration have been made via London, Great Britain.
So far they haven’t been transparent at all, and already there is one red flag right there.
Moving on, I can see that they do have UK Companies house registration. They have been incorporated under the name of ‘HOURATM LIMITED‘ on April 2020, another fact that they haven’t been around 10 years ago. I would also like to point out that the nature of their business based on the certificate is “Fund management activities”. Being in fund management business needs its own specific registration and certificates that these people don’t have.
On their certificate they have a person called ‘FINCH, Herbert‘ as the director of the company, which is the exact name that they have used on their “About Us” page for their CEO and Founder (at least they are consistent).
I am going to wrap this section with Alexa ranking of the HourATM. As of writing this post, the ranking for HourATM.com is 34,209 and the website gets most of its traffic from Venezuela.
HourATM Review Products
HourATM doesn’t have any product/services that you can buy and sell to a real customer. As a cryptocurrency fund management all they provide is investment plans that you can join, deposit and start earning passive income.
They also have an affiliate membership program that you can join after you signup for an account. Once you become an affiliate you can start promoting HourATM and earn commission.
HourATM Affiliate Membership
I wasn’t able to find lot of information about their referral program.
All was on their website was that you will get 3%~20% for every deposit of your referrals.
I would guess this would be only on your level 1 and the percentage would defer based on your investment plan or your referrals deposit. Please comment below if you have more information about this so I can update.
Note that you do not need to have an active deposit to earn referral commissions.
Similar Companies I did a review on:
HourATM Review Compensation Plan
HourATM has 6 investment plan as below:
HourATM 1.17%-hourly for 90 hours (Tester Plan)
- Spent Amount: $5.00 – $449.00
HourATM 5.5%-hourly for 40 hours (Super B Plan)
- Spent Amount: $300.00 – $4499.00
HourATM 12%~20% hourly for 20 hours
VIP plan
- 12%-hourly for 20 hours
- Spent Amount: $1000.00 – $4490.00
VIP Plus Plan
- 20%-hourly for 40 hours
- Spent Amount: $300.00 – $4499.00
HourATM 100% after 1 day
- Spent Amount: $1000.00 – $10000.00
HourATM 800% after 7 days
- Spent Amount: $5000.00 – $50000.00
HourATM 1600% after 15 days
- Spent Amount: $10000.00 – $500000.00
Available payments are:
- PerfectMoney
- Payeer
- Bitcoin
- Litecoin
- Dogecoin
- Ethereum
- Bitcoin Cash
- Dash
HourATM Review Withdrawals
Here I will go through some facts that are important to know in regards to withdrawals and deposit. All the information below are gathered from the houratm.com website.
- payouts are made in the same currency that was used when creating the deposit.
- The minimum deposit is $5. The maximum deposit is $500,000.
- All withdrawal requests are processed instantly including weekends and holidays.
- principal is included in your daily interest. So no principal returned.
- Existing investments cannot be replenished, at the same time, you can not invest the same plan more than 2 times, must wait for the last investment plan is completed before continuing investment. Do not omit the investment plan, if you choose cross-border investment plan, please use the second floor of each cross-border plan to activate your withdrawal.
- you are only permitted to own a single account.
Cost To Join HourATM
It is free to sign-up and create an account with houratm.com, however if you would like to participate in the earning plans the you need a minimum of $5 to deposit.
You can avoid forking out money from your own pocket by choosing this technique. Sign-up for free, grab your affiliate links and banners and start promoting houratm.com. Once you earn a commission from your referral link, you can choose to deposit your commissions into one of the HourATM Investment plans. This way you haven’t risked any of your own money.
Note that this process will take longer and depends on how good of an online marketer you are.
Now that I have went through all the details about HourATM.com it is time for my unbiased third party verdict.
Final Verdict
So is HourATM.com legit or scam?
Well let’s go through the facts…
We don’t actually know who runs or owns the company. They have some name and photos on their website however none of them are related to the houratm.com. Basically they haven’t been transparent at all.
In addition, as I mentioned, they are working in the financial sector, more specifically as a fund management company. This means they are offering passive income which means they need to be registered with financial regulators such as FCA (UK Financial conduct Authority)[1].
Not having been registered with any financial regulator, means your money is not safe with them and their operation is not regulated.
In addition to that I can’t see any proof of income stream coming to the company, all I can see is the new recruits paying of the existing member which makes houratm.com a pyramid scheme[2].
In conclusion I can recommend this company. You might be able to make some money once you start, however it wouldn’t much or stable.
I hope you enjoyed my HourATM review, Please make a comment below if you have any question or suggestion.
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Disclaimer
This HourATM Review Article isn’t aimed at defaming HourATM.com nor is it targeted to promoting them.
This article is strictly for enlightening purposes and a honest guide from my perspective because I strongly believe every brand needs a good
Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with me via the comments box below so as to further improve this HourATM review.
I get commissions for purchases made through links in this post.