LoanTech Review: 3% Daily Returns Or Huge Scam?

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Welcome to my LoanTech Review!

There has been some buzz about this latest investment cryptocurrency opportunity and I decided to take a closer.

Chances are someone approached you about their promising daily ROI and affiliate program and you decided to take a look to see whether it is legit or not.

The good news is I will walk you through the company, products and compensation plan so you can make the right decision.

Just PAY close attention and read this to the end…

LoanTech Review (Company)

Landing on their website, and you can’t find any information about who owns or runs this company.

Supposedly LoanTech was “founded by Chris Wright and his diligent team”.

I couldn’t find any digital footprint of Wright’s beyond the LoanTech’s website.

Checking the domain (“”) on and found out it was first registered on August 24th, 2019. The private registration was last updated on February 2nd, 2020.

LoanTech website

Despite not existing until late 2019 at the earliest, LoanTech falsely represents on its website it has been around since 2013.

In an attempt to appear legitimate, LoanTech provides a link to incorporation details for “Bright Future Loans LTD”.

Bright Future Loans was incorporated in the UK on October 19th, 2019.

Not withstanding whether Bright Future Loans even has anything to do with LoanTech, UK incorporation is dirt cheap and effectively unregulated. It is a favored jurisdiction for scammers looking to incorporate dodgy companies.

For the purpose of performing MLM due-diligence, UK incorporation is meaningless.

LoanTech Products

At the time of publication Alexa ranks Cuba (14%), Egypt (12%) and Venezuela (7%), as the top three sources of traffic to LoanTech’s website.

LoanTech Products

LoanTech has no retailable products or services, with affiliates only able to market LoanTech affiliate membership itself.

Looking for a legit business with products, sign up here and start with our FREE ebook.

LoanTech Compensation Plan

LoanTech affiliates invest $30 or more on the promise of a 3% perpetual daily return.

Withdrawals are locked for 22 days, after which up to 34% can be withdrawn at a time.

LoanTech pays referral commissions on invested funds down two levels of recruitment (unilevel):

  • level 1 (personally recruited affiliates) – 10% to 15%
  • level 2 – 2%

Level 1 commission rates vary based on how much a personally recruited affiliate invests:

  • convince someone to invest $30 to $499 and receive 10%
  • convince someone to invest $500 to $2999 and receive 12%
  • convince someone to invest $3000 or more and receive 15%

Another similar MLM I did a review on called DeFin Wallets.

Geton Global

Recruitment Bonuses

LoanTech rewards affiliates who recruit with the following bonuses:

  • recruit 50 affiliate investors and receive $100 plus a 3% level 1 referral commission rate increase (13% to 18% on level 1)
  • recruit 100 affiliate investors and receive $300 plus a 5% level 1 referral commission rate increase (15% to 20% on level 1)
  • receive another $500 for recruiting another hundred affiliate investors
LoanTech ROI

Cost To Join

LoanTech affiliate membership is free.

Full participation in the attached income opportunity requires a minimum $30 investment.

Final Verdict

Let’s look at the facts again, shall we?

LoanTech represents external ROI revenue is generated through “high frequency trading bots”.

No evidence of bot revenue is provided, nor is there any evidence of LoanTech paying returns with any other external revenue source.

They are not transparent about who runs or owns the company.

Also if they were actually capable of legitimately generating a perpetual 3% daily ROI, what do they need your money for?

As it stands the only verifiable source of revenue entering LoanTech is new investment.

Using new investment to pay a 3% daily return makes LoanTech a Ponzi scheme.[1]

As with all MLM Ponzi schemes, once there is no recruitment and investment coming in, the whole company will collapse.

And when it collapses, like all the other Ponzi Schemes, the majority of participants lose money.

I hope you enjoyed my LoanTech review and if you have any questions feel free to ask in the comments below…

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